Automation & AI Agents

Set it and forget it. Deploy intelligent AI agents that monitor rates 24/7 and automatically switch your positions to maximize returns or minimize costs.


🤖 What is Automation?

AI-powered agents that work tirelessly to optimize your DeFi positions while you sleep, work, or enjoy life.

How It Works

  1. You Deploy an Agent - Set your preferences and rules

  2. Agent Monitors Rates - Checks every lending protocol 24/7 for the best borrowing rates

  3. Agent Finds Better Rates - Compares against your positions

  4. Agent Executes Switches - Automatically migrates your positions to the best borrow rates so you save on interest

  5. You Save Money - Without lifting a finger


Why Use Automation?

The Problem with Manual Management

Manual position management is exhausting:

  • Time-consuming - Checking rates multiple times daily

  • 😴 You sleep - Rates change while you're offline

  • 📉 You miss opportunities - Best rates don't wait for you

  • 🧠 Mental load - Constant worry about missing better rates

The Automation Solution

Agents never sleep:

  • 24/7 Monitoring - Always watching, always ready

  • Instant Action - Execute switches within minutes

  • No Emotions - Purely data-driven decisions

  • Peace of Mind - Stop worrying, start earning


Automation

🎯 Rate Optimizer Agent

Best for: Maximizing lending returns or minimizing borrowing costs

What it does:

  • Monitors your position's current rate

  • Compares with all other protocols

  • Switches when finds a better rate

  • Accounts for gas fees automatically

Example Configuration:

Typical Results:

  • Saves $100-200/year per $10k position

  • Executes 5-15 switches per month

  • Net savings after gas: 95%+


Setting Up Your First Agent

Step 1: Deploy Agent

  1. Go to Automation tab in dashboard

  2. Click "Deploy New Agent"

  3. Select agent type (Rate Optimizer recommended for beginners)

Step 2: Configure Settings

Basic Settings:

  • Position to Optimize - Select from your positions

  • Minimum Rate Difference - How much better (e.g., 0.5%)

  • Allowed Protocols - Which protocols to use

  • Maximum Gas Fee - Upper limit for transaction costs

Advanced Settings:

  • Notifications - Get alerts for switches

Step 3: Fund and Activate

  1. Approve Agent - One-time approval for position access

  2. Fund Gas Reserve - Optional gas buffer

  3. Activate Agent - Start monitoring

  4. Monitor Performance - Check dashboard regularly


Agent Management

Monitoring Your Agents

Dashboard View:

  • Agent status (Active, Paused, Error)

  • Last check timestamp

  • Recent switches

  • Total savings

  • Next scheduled check

Activity Log:

  • All proposed switches

  • Executed transactions

  • Savings calculations

  • Gas costs

  • Success/failure status

Adjusting Agent Settings

You can modify anytime:

  • Rate thresholds

  • Allowed protocols

  • Gas limits

  • Notification preferences

When to Adjust:

  • Gas fees are consistently high

  • Too many/too few switches

  • Market conditions change

  • Your risk tolerance changes

Pausing or Stopping Agents

Pause Agent:

  • Temporarily stop monitoring

  • Keep settings intact

  • Resume anytime

Stop Agent:

  • Permanently deactivate

  • Remove approvals

  • Free up gas reserve

When to Pause:

  • High gas fee periods

  • Major protocol upgrades

  • Market volatility

  • Personal preference


Advanced Features

Multi-Agent Strategies

Run multiple agents for different purposes:

Example Setup:

Benefits:

  • Different strategies per asset

  • Risk diversification

  • Optimized for each position

Custom Rules Engine

Create custom automation rules:

Time-Based Rules:

  • Only switch during low gas hours

  • Avoid weekends

  • Prefer certain times of day

Conditional Rules:

  • If gas < $5, then min diff 0.3%

  • If gas > $10, then min diff 1.0%

  • If TVL < $100M, skip protocol

Compound Rules:

  • Switch to Aave if rate > 5% AND gas < $8

  • Use Morpho if Aave is full

  • Prioritize by security score + rate


Understanding Agent Performance

Key Metrics

Gross Savings:

  • Total additional earnings from better rates

  • Before gas costs

Net Savings:

  • Total savings after gas costs

  • Your actual profit

ROI (Return on Investment):

  • Net savings / Position size

  • Annualized percentage

Efficiency Score:

  • Net savings / Gross savings

  • Higher is better (less gas waste)

Performance Example



Safety & Security

How Agents Are Secure

Non-Custodial:

  • Agents never hold your funds

  • All funds stay in protocols

  • You maintain full ownership

Limited Permissions:

  • Can only switch between approved protocols

  • Cannot withdraw to other addresses

  • Cannot change your positions beyond switching

Safe Module (Optional):

  • Additional approval layer

  • Multi-signature capability

  • Emergency pause function

Best Security Practices

Start Small:

  • Test with smaller positions first

  • Verify agent works as expected

  • Scale up gradually

Use Safe Module:

  • Enable for large positions

  • Adds approval requirement

  • Extra peace of mind

Monitor Regularly:

  • Check dashboard daily

  • Review all switches

  • Pause if anything seems wrong

Keep Gas Reserve:

  • Ensure enough ETH for switches

  • Agent may pause if insufficient

  • Monitor and refill


Troubleshooting

Agent Not Switching

Possible Reasons:

  1. No better rates available

  2. Rate improvement below threshold

  3. Gas fees too high

  4. Insufficient ETH for gas

  5. Protocol liquidity issues

Solutions:

  • Lower rate threshold slightly

  • Increase gas limit

  • Add more ETH to wallet

  • Check agent logs for details

Unexpected Switches

Why it might happen:

  • Rates changed rapidly

  • Gas fees dropped suddenly

  • Your settings allow it

What to do:

  • Review agent settings

  • Adjust thresholds if needed

  • Check logs for reasoning

  • Contact support if confused

Agent Paused Automatically

Common Causes:

  • Insufficient gas

  • Protocol temporary issues

  • Safety mechanism triggered

  • Error in execution

Resolution:

  • Check notifications

  • Review error logs

  • Fix underlying issue

  • Reactivate when ready


Pricing

Agent Costs

Deployment: Free Monitoring: Free Execution: You pay gas only

What You Pay:

  • Standard blockchain gas fees

  • Protocol fees (normal DeFi fees)

  • No Ratehopper fees

Typical Costs:

  • Gas per switch: $0.01 to 0.10

  • Expected switches: 5-15/month

  • Expected savings: $100-200/year on $10K


Agent FAQ

Q: What if I want to withdraw while agent is active? A: You can withdraw anytime. Pause your agent first, then follow our Manual Withdrawals Guide to withdraw funds via your Safe wallet. For completely unwinding positions, see the Unwinding Positions Guide.

Q: Can I have multiple agents on one position? A: No, one agent per position to avoid conflicts.

Q: What happens if a protocol gets hacked? A: Agents only use well-audited protocols, but you should monitor your positions and maintain appropriate insurance/risk management.

Q: Can I see what the agent will do before it does it? A: Yes, with Safe Module enabled. You approve each switch.


Next Steps

Ready to automate?

  1. Getting Started Guide - Learn how to deploy your first agent

  2. Rate Comparison - Compare rates before automating

  3. Join community - Share your results


Want maximum returns with minimum effort? Deploy an agent now →

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